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Archive for July, 2019

13 July
Comments Off on Rate hikes on the horizon, agent warns

Rate hikes on the horizon, agent warns

First home buyers need to weigh upwhether they can service their home loans as interest rates start to climb, one of the country’s leading agents has warned.
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It comes after all four big banks announced they would raise interest rates, independently of the Reserve Bank. Many smaller lenders, including Newcastle Permanent, are following suit.

There could be pressure for further hikes if the Reserve Bank lifts the official cash rate from its current recordlow of 1.5 per cent.

CEO of Century 21 Australasia Charles Tarby said rising rates could have the positive effect of cooling an overheated real estate market, especially in Sydney and Melbourne. But he saidyoung people – who had never witnessed the heights of interest rates in the early 1990s – needed to be prepared if an era of historically low rates came to an end.

“If you’re accustomed to paying an interest rate of fourper cent and it goes up to five, which is very possible, that’s a 25 per cent increase in your repayment.

“I don’t think people have factored that in. I don’t think people understand how potentially easily rates can rise.”

But Mr Tarby said higher rates could bring some needed relief to the “upward movement” of overheated markets around the country.

“I know this sounds a bit odd coming from a real estate agent but that is not what our economy needs right now,” he said.

“A boom market is a massive disruption to a real estate cycle, and in certain locations it has been brought about by the reduction of interest rates because of economic issues.”

But he challenged the mounting calls for negative gearing to be abolished.

“Realistically only Sydney and Melbourne are producing these massive results and some other markets are struggling,” he said.

“My greatest concern is if you remove negative gearing, what impact is that going to have on the rest of the country, places like Western Australia?”

He said prices in Sydney were “clearly a supply issue” and the result of “dysfunctional arrangements” between councils and state governments, tying up land.

TIGHES HILL IN DEMAND Rate hikes on the horizon, agent warns TweetFacebook‘MUCH ADMIRED’ DISPLAY HOME TO BECOME MEDICAL PRACTICEThe miserable conditions broke to abeautiful Autumn morning as a “much admired” property at 141 Gordon Avenue in Hamilton South went under the hammer.

Domain previously reported that the property, on one of Newcastle’sbusiest street corners, was built by the Australian Agricultural Company as one of the city’s first display homes.

Four registered bidders battled out it with the gavel falling at$750,000.

The successful buyer plans to use the property as a medical practice.

Listing agent John Kerr of Dalton Partners described it as a “fantastic” result for the vendor NSW Trustee and Guardian.

13 July
Comments Off on Magpies maintain unbeaten start

Magpies maintain unbeaten start

OPENING GOAL: Ryan Broadley opened the scoring for the Maitland Magpies in their 2-1 victory against Charlestown City Blues on Tuesday night.A second half penalty to Ben Martin has given the Maitland Magpies their second win from their first three starts in the 2017 NPL, as they overcame a resilient Charlestown City Blues 2-1 at a rain-swept Lisle Carr Oval on Tuesday night.
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The match was Maitland’s third within the space of just six days. Regulars Matt Thompson and Ryan Clarke were missing from the side, while Matt Comerford and Jordan Elphick were rested from the starting 11.

In a tight opening half-hour, Josh Dutton-Black forced Charlestown keeper Nathan Archbold into action with a pair of saves from two free kicks, until the game came to life shortly afterwards.

New signing Andrew Pawiak breezed past the defence on the right flank before delivering a cross to the centre of the penalty area which was emphatically finished into the bottom corner by Ryan Broadley, to give Phil Dando’s men the lead in the 37th minute.

The Magpies threatened to double their lead shortly after, as Jye Mackellar went close with a header, but Maitland looked in control at the break, despite the slender lead.

All their good work was undone in the 49 th minute however, as Rene Ferguson scored the equaliser for the Blues – scrambling home a close range finish to level it up at 1-1.

The home side was only level for nine minutes, as Martin sent Archbold the wrong way from the spot to reclaim the lead in the 58th minute, after Dutton-Black drew a foul inside the penalty area.

Maitland went in search of a third goal to kill the game, but the sealer proved to be elusive – Carl Thornton forced Archbold into a sharp save, while Dutton-Black saw his goalbound effort deflected over the crossbar after a cut-back from Pawiak.

Despite some heavy, late pressure from Charlestown, Maitland held strong to claim all three points and remain the only undefeated side in this year’s NPL.

The Magpies will look to continue their unbeaten run, as they host the Weston Bears in the local derby at Cooks Square Park on Good Friday at 2.30pm.

This story Administrator ready to work first appeared on Nanjing Night Net.

13 July
Comments Off on Karen Howard among those looking at upper house tilt

Karen Howard among those looking at upper house tilt

LINING UP: Former Newcastle and Paterson candidate Karen Howard is reportedly considering running for the vacant upper house seat left by Mike Gallacher’s resignation. PICTURE: Phil HearneA raft of candidates are considering nominating to replace former police minister Mike Gallacher in the NSW upper house, including former federal MP Karen McNamara and Newcastle businesswoman Karen Howard.
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The Liberal Party needs to select Mr Gallacher’s replacement before Parliament resumes on May 2 in order to retain the status quo whereby it only needs the votes of either the Christian Democrats or the Shooters, Fishers and Farmers party to pass legislation.

But it may have avoided a “nightmare” scenario of three preselections instead of one, should parliamentary secretary Scot Macdonald decide to contest the vacant position.

The Liberal upper house members are either responsible for individual “provinces” or deemed “at large”.

“At large” positions are more perilous as they are further down the upper house ticket and preselected by a state-wide panel.

Mr Macdonald is facing a strong challenge for his Northern Country province position from Catherine Cusack, an “at large” MLC who previously represented the province.

Ms Cusack last monthresigned as parliamentary secretaryafter criticising Premier Gladys Berejiklian’s first cabinet.

If Mr Macdonald decided to nominate for Mr Gallacher’s vacant Hunter/Central Coast province spot, Ms Cusack would almost certainly quit her seat to contest preselection, sparking a third preselection for her former spot.

On Tuesday, Mr Macdonald told Fairfax Media he would not comment on internal party matters, but said: “I’m happy where I am.”

LEAVING: Mike Gallacher announced his resignation from parliament last week.

Mr Gallacher last week announced his resignation from the NSW Parliament to take a job as chief executive of Ports Australia, three years after he stood down as police minister amid Operation Spicer, an Independent Commission Against Corruption inquiry into Liberal Party fundraising.

The Liberal Party has the right to replace him, and nominations for his upper house seat close on Thursday at 5pm.

Among those understood to have expressed interest are Ms McNamara, the former federal member for the Central Coast seat of Dobell, who is being backed by the party’s right faction.

Also believed to be considering nominating is businesswoman Karen Howard, the Liberal candidate for Newcastle at the 2015 NSW election, who is backed by the left faction.

Others said to be interested include Mr Gallacher’s former staff member John Macgowan, Michelle Moffatt and Young Liberal member Danielle Brown.

13 July
Comments Off on Managing your pelvic floor

Managing your pelvic floor

Specialist: Dr Brett Locker has been practising in gynaecology since 1997.A common problemIf the thought of running, jumping, coughing or sneezing has you feeling nervous, then you are not alone.
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According to the Continence Foundation of Australia 37 per cent of women in Australia experience some level of bowel or bladder control problems or uterovaginal prolapse –all widely described as pelvic floor problems.

While many women report some level of issue with incontinence, only 1 in 5 will actually seek professional help, preferring to self manage or sometimes shy away from this highly sensitive topic.

Dr Brett Locker is a specialist gynaecologist based in Newcastle and has been practicing in all areas of gynaecology for the last 20 years.

While he refers to the surgical treatment of pelvic floor issues as a relatively ‘simple twenty minute walk-in, walk-out’ procedure he understands the resistance many women have to seeking consultation.

“It’s only a problem if it’s causing a problem.

“If it’s affecting how you live, for instance; you’re not doing things you would usually do, like exercising or playing with the kids, then it can be problematic and there is a solution,” says Locker.

While it’s usual for patients to undertake a degree of initial investigation into how to go about managing pelvic floorissues, it’s important says Dr Locker, to identify the cause of the problem first, to ensure the correct treatment is provided.

“There is a difference between a patient with incontinence as opposed to someone with an urgency to urinate, or to urinate frequently and this needs to be considered as part of the treatment. Surgery for one will not address the other.”

Where tostartIf you are in the throws of considering reaching out for help, or simply educating yourself a little more, Locker suggests visiting the following websites to get some valuable information and contacts ofwhere else to get help:

jeanhailes.org419论坛continence.org419论坛menopause.org419论坛ranzcog.edu419论坛A visit to your local GP is often a good point from which to start.

Dr Locker says that asking for a referral to a pelvic floor physiotherapist with post graduate qualifications can also be a positive first step.

Do your researchWhile pelvic floor issues are often genetic, they are most common in women after the ageof 40.

Risk factors include: pregnancy, childbirth genetics and menopause.

Determining the underlying cause of the issue involves investigative tests and is often a stumbling block for women uncomfortable about disclosing information.

Dr Locker is sympathetic to this and accepts that the first port of call is often to jump online.

“I embrace the fact that Google is often the starting point for people, it’s inevitable with health related scenarios and it’s important that clients feel that they have exhausted all options first.”

For those though considering professional advice, there is merit in asking the right questions of any potential consultant or surgeon.

Dr Locker suggests that a surgeon that shares information about his or her workis worth pursuing.

“There’s strong evidence to suggest that the more procedures a specialist has done the better their success rate, its important that patientsfeel informed and the discussion is transparent.”

“For instance asking a specialist or surgeon about their consultation to surgery rate can be very telling. A surgeon that says yes to treatingeveryone they see isn’t necessarily a good thing.”

What to expect aftersurgeryIf you decide to undergo surgery, normal life can resume fairly quickly and while a level of common sense should be applied, it’s realistic to assume that you can return to most day to day activities within a matter of days.

Heavy lifting, drivingand sexual intercourse can all resume after several weeks and should be discussed with the specialist at the time of consultation to ensure that expectations are clear.

Dr Brett Locker studied medicine at Sydney University and returned to his hometown of Newcastle to study Obstetrics andgynaecology, until1997. After practicing as a specialist in Port Macquarie for 7 years he again returned home and opened hisCharlestown practice.

13 July
Comments Off on Labor resists pressure for $900 million Adani coal mine loan

Labor resists pressure for $900 million Adani coal mine loan

Labor has rejected government claims the Adani Carmichael coal mine project in central Queensland deserves a $900 million concessional loan funded by taxpayers, saying the project should stand or fall “on its own two feet”.
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The opposition supports the $22 billion endeavour, which backers say will create thousands of jobs, but resources and northern Australia spokesman Jason Clare has dismissed Deputy Prime Minister Barnaby Joyce’s claim on Tuesday the government funding is a “tipping point issue to get this mine going”.

“The project should stand on its own two feet,” Mr Clare told ABC Radio on Wednesday morning.

The government is currently considering offering a $900 million loan to the company, to build a railway that would transport coal from the mine to the port at Abbot Point, where it would be shipped to India.

While Adani says the loan would help fund the project’s 389 kilometre rail line, the Indian energy giant has said it is “not critical” or “make or break”.

“On that basis alone … it doesn’t meet the requirement of the Northern Australia Infrastructure Fund,” Mr Clare said.

“The government’s all over the shop on this. Malcolm Turnbull’s in India saying that this should be done independently by the board … Barnaby [Joyce] yesterday was basically directing the board to fund this project.”

In October 2015, then-resources minister Josh Frydenberg said it wouldn’t be a priority project for federal assistance.

“This is a commercial operation, it needs to stand on its own two feet,” he said.

Opposition Leader Bill Shorten said on Wednesday he hoped the mine became a reality.

“I want to see more jobs in Australia, I want to see more jobs in regional Queensland, but it has got to stack up commercially, it has got to stack up environmentally,” he said. “But I can’t for the life of me see any good reason why Australian taxpayers should be underwriting a billion-dollar loan to a giant billionaire Indian mining company.”

In Delhi on Monday, the Prime Minister assured billionaire businessman Gautam Adani that legal issues with the Native Title Act will not hinder the mine’s progress.

“The issue needs to be fixed and will be fixed,” Mr Turnbull said.

The project is facing widespread opposition from conservationists concerned about the “carbon bomb” impacts on global greenhouse gas emissions as well as local environmental impacts on the Great Barrier Reef.

Supporters tout the creation of thousands of direct and indirect jobs in a region plagued by high unemployment.

The ongoing uncertainty over the project comes as a new report warns climate change-related damage to the Great Barrier Reef could see one million visitors a year abandon the reef, costing the local economy $1 billion and 10,000 jobs.

Overall, the loss of coral reefs could cost the global economy $1 trillion, the not-for-profit group says, citing recent research.

“The GBR is not the only reef affected by unprecedented coral bleaching in recent times. The longest global bleaching event on record began in 2014 due to record breaking ocean temperatures and continues into 2017,” the report states.

“The burning of coal, oil, and gas is putting Australia’s iconic reefs at risk of further bleaching and death. The rate of surface ocean warming in the 21st century is seven times faster than during the 20th century and the frequency of extreme sea surface temperature events has increased…

“Extreme coral bleaching and the death of reefs will become the new normal unless serious and rapid reductions in greenhouse gas emissions are achieved.”

According to new legal advice for the Australian Conservation Foundation, the company directors of the NAIF could be in breach of their duties and face legal action if they approve the loan for the Carmichael project.

Lawyers for Environmental Justice Australia found that, under the Public Governance, Performance and Accountability Act 2013, the financial risks associated with climate change must be considered in the decision.

“NAIF must consider climate risks. These are assets that will be useless within a decade,” ACF president Geoff Cousins said.

“Investment in coal infrastructure risks public money and in the meantime helps to drive dangerous global warming. NAIF directors who support it should be held accountable.”

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This story Administrator ready to work first appeared on Nanjing Night Net.